Connecticut Water Sports Call (860) 295-4640
Savings Calculator

What does owning really cost you?

Drag the sliders to match the boat you’re considering. Watch the five-year number add up — then compare it to one clean seasonal price.

from $10,000per season · everything included
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The real math

Punch in your own numbers

Defaults are a realistic $75,000 boat with 10% down and a 5-year loan at 7.5% APR. Move the sliders to match your situation — everything updates live. Since seasonal lease customers already have a dock at the lake house, dockage is removed from the comparison.

Ownership vs. seasonal lease

$0

Your true monthly cost of owning

First year alone$0
5-year ownership total$0
vs. our seasonal lease (5 yrs)$0

You’d save approximately $0

and reclaim roughly 0 hours of your life.

Estimates only — actual costs vary by boat, loan, lake and season. Compared to owning a similar boat over 5 years. The lease figure uses our $10,000 starting seasonal price with insurance, maintenance, equipment, registration and dock delivery bundled in.

Where the money goes

The costs you never see on the sticker

A boat loan is just the start. These are the line items the calculator is totalling — and the ones a seasonal lease quietly removes.

Insurance & registration

Hull coverage, liability and state stickers — every year, without fail. Leasing bundles both.

Winterization & storage

The fall shutdown and a shed or yard slot for six months. We take the boat back; you pay nothing.

Trailer, tow & launch

Seasonal lease customers already have a dock at the lake house. No slip, no launch fee, no trailer to store.

Mechanic & repairs

The tune-ups, the impeller, the “parts on order” wait. Our problem, not yours.

Depreciation

Boats lose 15–25% of their value in year one. Lease and the loss is ours.

Your time

Roughly 100 hours a season spent on the boat instead of in it. That’s the real cost.

Calculator FAQ

How the numbers work

A mid-size pontoon typically runs $5,000–$10,000 a year before loan payments — insurance, winterization, winter storage, fuel, repairs and depreciation add up fast. Move the sliders above to total it for your own boat.
We amortize your loan with a standard PMT formula, add annual maintenance, insurance, winterization, winter storage, fuel, repairs and first-year depreciation, then divide by twelve for your true monthly cost.
The comparison uses a flat $10,000 per season — our starting seasonal lease price — across the same number of years. Insurance, maintenance, equipment, registration and dock delivery are all included in that single number.
A $75,000 boat with 10% down on a 5-year loan at 7.5% APR, plus typical CT figures for insurance, storage and maintenance. They’re a realistic midpoint — adjust them to match your situation.
Yes. One seasonal price covers the boat, insurance, registration and title, all watersports equipment, routine maintenance and dock delivery and pickup. Fuel is the only ongoing cost you keep.

Like the math? Keep the fun, lose the bill.

Tell us your lake and the boat you want — we’ll send a seasonal quote the same day.

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